Terms of Use

Welcome to Cogdina!

These terms and conditions outline the rules and regulations for the use of Cogdina’s Website, located at https://cogdina.com/.

By accessing this website, you are bound to accept these terms and conditions. Discontinue using Cogdina if you do not agree to take all of the terms and conditions stated on this page.

The following jargons apply to our Terms and Conditions, Privacy Policy and all the other Agreements- “Client”, “You” and “Your”, refers to you, the person logs on to this website and compliant to the company’s terms and conditions. The terms-“The Company”, “Ourselves”, “We”, “Our” and “Us”, refer to our company (Cogdina). The terms “Party”, “Parties”, or “Us”, refers to both, us and the clients

All terms and conditions refer to the offer, acceptance and consideration of payment essential to undertake the process of our assistance to the Client in the most appropriate manner for the express motive of meeting the Client’s requirement in respect of provision of the company’s stated services, in accordance with and subject to, prevailing law of Canada.

Any use of the above jargons or other words in the singular, plural, capitalization and/or he/she or they, are considered as interchangeable and therefore are referring to same.


We employ the use of cookies. By accessing Cogdina, you agreed to use cookies in agreement with the Cogdina’s Privacy Policy.

Most interactive websites use cookies to let them retrieve the users’ details for each visit. Cookies are used by our website too, to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners might also be using cookies.


Unless otherwise stated, Cogdina and/or its licensors own the intellectual property rights for all material on Cogdina. All intellectual property rights are reserved. You may access this from Cogdina for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  1. Republish material from Cogdina
  2. Sell, rent or sub-license material from Cogdina
  3. Reproduce, duplicate or copy material from Cogdina
  4. Redistribute content from Cogdina

Hyperlinking to Our Content

The following organizations may link to our website without any prior written approval:

  1. Government agencies;
  2. Search engines;
  3. News organizations;
  4. Online directory distributors may link to our website in the same manner as they link to the websites of other listed businesses

The above organizations may link to our home page, publications or other website information so long as the link: (a) is not in any way deceptive; (b) doesn’t falsely imply sponsorship, endorsement or acceptance of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider approving other link requests from the following types of companies:

  1. commonly-known consumer and/or business information sources;
  2. dot.com community sites;
  3. associations or other groups representing charities;
  4. online directory distributors;
  5. internet portals;
  6. accounting, law and consulting firms; and
  7. educational institutions and trade associations.

We will approve the link requests from the above organizations if we decide that: (a) the link from them would not make us look unfavourably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Cogdina; and These organizations may link to our home page as long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party, its services or products; and (c) fits within the context of the linking party’s site.

If you are one of the organizations who are listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Cogdina. Kindly include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you plan to link to our site, and a list of the URLs on our site to which you would like to link. Wait for at least 2-3 weeks for a response.

Approved organizations may link to our Website as follows:

  1. By using our corporate name; or
  2. By using the uniform resource locator being linked to; or
  3. By using any other description of our Website being linked; to that makes sense within the context and structure of content on the linking party’s site.

No use of Cogdina’s logo or other artwork will be allowed for linking absent a trademark license agreement.


Without prior approval and written permission, you are not allowed to create frames around our webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be held responsible for any type of content that appears on your website. By agreeing to our terms and conditions, you agree to protect and defend us against all claims that are raising on your website. No link(s) on any website should appear as obscene or criminal, or which contravene, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

Your Privacy

Please read Privacy Policy

Reservation of Rights

We reserve the right to request you to remove all links or any specific link to our website. You approve to immediately remove all the links to our website upon any request. We also reserve the right to revise these terms and conditions and it’s linking policy at any time. By continuously linking to our website, you agree to be bound to and follow our linking terms and conditions.

Removal of Links From Our Website

If you find any link on our website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider your requests to remove the links but we are not committed to or so or to respond to you directly.


We exclude all the representations, warranties and conditions relating to our website and the use of this site. Nothing in this disclaimer will:

  1. Restrict or exclude our or your liability for death or personal injury;
  2. Limit or prohibit our or your liability for fraud or fraudulent misrepresentation;
  3. Restrict any of our or your liabilities in any way that is not allowed under the relevant law, or even
  4. Exclude any of our or your liabilities which might not be excluded under applicable law.

The limits and interdictions of liability set in this section and elsewhere in this disclaimer: (a) are subject to the previous paragraph; and (b) govern all obligations arising under the disclaimer, including obligations arising in contract, in tort and for breach of statutory duty.

As Long as the site and the services and information on the site are provided at no cost, we won’t be liable for any damage or loss of any nature.